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How tech is shaking up the retail investing scene

Investors can check the price of stocks whenever they like, read associated stories, access balance sheets, and generally have all of the tools at their disposal to work out whether a company is a good buy. It’s fair to say that tech is shaking up the retail investing scene in more ways than one.

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Retail investors used to have to make a stark choice. Either they bought and sold equities through a broker – somebody who would buy shares in companies on their behalf – or they’d pile all their capital into a mutual fund and wait. Without the internet, investors usually had to wait for their statements in the mail before they found out about the performance of their investments. It wasn’t always good news.

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Technology has changed all that. Retail investors now have information that is nearly as good as top hedge funds. Investors can check the price of stocks whenever they like, read associated stories, access balance sheets, and generally have all of the tools at their disposal to work out whether a company is a good buy. It’s fair to say that tech is shaking up the retail investing scene in more ways than one.

Software Advisors

It was only a matter of time before somebody applied new artificial intelligence software to the retail investing scene. In the past, retail investors had to do their research if they wanted to understand how markets worked. Investing is a technical discipline, as well as an art, and an understanding of key terms is essential. But robo advisors take some of the edge off the otherwise steep learning curve. People new to finance can quickly get up to speed with all the relevant concepts and jargon. Robo advisors can give information about complicated investment plans, 401(k)s and many other things.

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Retail investors can also put their faith in machines too if they see fit. The world’s first AI-powered investment ETF launched last year. The ETF is a collection of funds managed by a computer based on all available data. The software takes data from the market to predict which firms will perform best over a 12-month horizon. So far, the software hasn’t convincingly beaten the market, but it’s early days.

Trading Apps

In the past, if you wanted to buy shares in a company, you had to physically visit your broker, give the order, and then get them to buy the shares on the open market. Things have moved on a lot since then. Thanks to smartphones, the average investor can now just fire up an app on their phone, place an order, and take ownership of shares on the same day. Apps are usually linked to major trading houses, so be careful which you choose

High-Frequency Trading Products

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The market is continually looking for new ways to create profit opportunities. A controversial method of doing this is the so-called high-frequency trading where an automated trading system makes dozens of trades per second. High-frequency trading is shaking up the retail investment scene because it is changing the strategy that regular traders should use.

Retail investors can either invest in funds that take advantage of automated, rapid trading or they can adopt a value-investing approach, ignoring all the short term fluctuations in the market. The good news is that there are now products that cater to both. Some funds use high-frequency trading, while others attempt to follow companies with value potential.

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LIFESTYLE & CULTURE

5 Reasons why gambling vloggers are on the rise

In this article, we will explore the reasons why the number of gambling vloggers continues to grow and introduce you to a handful of them well worth subscribing to.

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Several poker and casino players have turned their hobby of gambling into a more creative – and sometimes somewhat profitable – venture. What they have done is turned to YouTube and created video content that outlines their gambling adventures. What has happened is an explosion of video bloggers, known as vloggers, on the do-it-yourself video channel.

In this article, we will explore the reasons why the number of gambling vloggers continues to grow and introduce you to a handful of them well worth subscribing to.

Here are the reasons why gambling vloggers are on the rise.

1 – They Share Personal Experience

This is the most important factor that supports the ongoing popularity of YouTube. It is a video platform where ordinary people can share their personal experience on any topic. With gambling vloggers, this is key to better engagement. By showing both the ups and downs of the casino games, the vlogger earns credibility and this leads to trust. Once viewers start to turn to a vlogger because they trust and believe that person, subscription numbers increase as does their reputation.

2 – They Know Their Stuff

Sure, you sometimes take a chance when you view any DIY video online. There are some very bad examples out there of people posting how-to type content and are doing so just to gain a following or to qualify for some online advertising revenue. The difference with gambling vloggers, and the reputable ones, in particular, is that many use their vlog to teach you the basics, tricks and share their knowledge on how to avoid becoming a big loser at the hands of a casino. 

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3 – They Use It As A Teaching Tool

Some of the best gambling vloggers know that viewers watch and subscribe to their YouTube channels to learn how to become a better gambler. The video format is a perfect tool to utilize as a teaching tutorial. A number of the gambling vloggers online have gone this route and use a tutorial style to help guide any level of player – from beginner to expert – on the finer parts of your chosen casino game. Gambling vloggers have an insight you won’t find in a how-to book.

4 – They Give You Hope

This may sound a bit odd but in reality, several gambling vloggers are just hobbyists who just happen to make a few extra bucks hanging around casinos. Other gambling vloggers have turned casino games into a full-time job. Regardless of which type of vlogger you watch the most, both show you that it is possible to succeed at gambling. You just need to hone your skills and apply some of the tips offered by these successful gamblers.

5 – They Are Noticed In The Industry

Who knew that vlogging about poker or any other casino game would put someone on the radar in the gambling industry? Well, that has happened and is going to continue to take place. The Global Poker Awards, sponsored by Global Poker Index (GPI) recently included a new award category – Vlogger of the Year. There were just five nominees this last time but that doesn’t reflect the number of great gambling vloggers out there by any means.

By showing both the ups and downs of the casino games, the vlogger earns credibility and this leads to trust.

Some of the Gambling Vloggers You Should Get To Know

1 – Brian Christopher

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Brian Christopher is considered to be the top influencer for both slot machines and casinos on YouTube. His channel has over 180,000 subscribers and he uploads gambling videos daily. In just three years his Brian Christopher Slots YouTube channel had over 100-million views. His style is casual and he exudes a positive attitude throughout. In addition to sharing all kinds of insight into various slot machine games, Christopher will also feature a guest from time to time. His main focus is on the promotion of responsible gambling and shows him doing just that.

2 – Andrew Neeme

Andrew Neeme is a poker player who lives full-time in Las Vegas. His YouTube channel has recently topped the 100,000 subscriber mark in just two years of vlogging. He posts a new vlog weekly and focuses mostly on the poker sessions he has participated in around Vegas.

3 – Brad Owen

Brad Owen started vlogging in December 2016. He also lives in Las Vegas and shares a lot in his regular posts about his many adventures in and out of the casinos in his hometown. Owen and Neeme are Meet-Up Game (MUG) partners and Owen will soon reach the 100,000 sub mark.

4 – Marle Cordeiro

Marle Cordeiro is a recent vlogger having launched her YouTube channel last year. Her style is unique in that she uses comedy and storytelling to share details on her gambling exploits. Her early vlogs were controversial, which gained her exposure and followers. 

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5 – Kristy Arnett

If you recognize the name Kristy Arnett it may be from her former gig as a presenter at PokerNews. She is a professional poker player and uses her YouTube channel to vlog about her experiences. She lives in Las Vegas and quit her PokerNews job to gamble full-time.

6 – Jeff Gross

Jeff Gross has one of the longest-running poker vlogs on YouTube. He is known for his consistent content which follows his poker and real-life adventures. His vlogs also feature many cameos by big names in and out of the casino world. 

If you are seeking some simple and easy to understand tips on how to improve your skills in a casino, you would likely turn to a tutorial of some kind.

Will Watching A Gambling Vlogger Help Your Game?

According to Lucian Marinescu at OnlineCasinoGems.com ”Any tips you can get from a reliable source can’t hurt. There are some very good vloggers out there who share valuable information that all gamblers can learn from.”

In Conclusion

The main reason why the number of gambling vloggers continues to grow is that the things they post on their YouTube channels are interesting and educational. If you are seeking some simple and easy to understand tips on how to improve your skills in a casino, you would likely turn to a tutorial of some kind. That is exactly what vloggers are doing and they are doing it well.

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Technology

Are robots designed to include the LGBTQIA community?

Developers need to be more inclusive with AI and robot design, researchers say.

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Technology is not developed in a vacuum, but instead reflects biases and reproduces societal values and beliefs.

This is why “it is imperative that we construct mechanisms and policies that acknowledge the importance of inclusivity, diversity, and non-discrimination, also for the LGBTQ+ community in the development and use of robots and AI,” said researchers.

In a new short paper in the journal Nature Machine Intelligence, Roger A. Søraa from Norwegian University of Science and Technology (NTNU) and co-authors Eduard Fosch-Villaronga from Leiden University in the Netherlands, and Adam Poulsen from Charles Sturt University in Australia discuss what a queering of robots might entail.

Søraa is active in robot and cyborg research through the newly started Immersive Technology and Social Robots Lab at NTNU, and has been active in queer and gender debates, including starting the NTNU LGBTQ+ networks for employees.

Søraa and his co-authors highlight the lack in the inclusion of queer perspectives on robots and machines. This, they argue, should be better recognized in both the research and design of the robots of the future, and should prod developers and designers to be more inclusive in how they build and create the machines that increasingly walk, talk and act among us.

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Technology

Sorting your new broadband after you move house

One of the key factors that is going to play a role in your move is the broadband you choose for your new home. This is something that’s going to impact your life in a big way, and these are some of the things you need to think about when trying to sort this out right now.

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Moving house is a process that comes with a lot of stress and worry, and you need to think about the best ways of achieving a stress-free move as much as possible. Think about what it takes to move house in the most organized and efficient way you possibly can. This is a big step in your life, and it is important to make sure you focus on doing things in the right way when you plan your move. 

There are so many factors that play a part in making the right kind of house move, and this is something that you need to keep in mind right now. One of the key factors that is going to play a role in your move is the broadband you choose for your new home. This is something that’s going to impact your life in a big way, and these are some of the things you need to think about when trying to sort this out right now. 

You also need to look at how you can find the best possible deal for your broadband, and this means looking at the right providers.

What are the Options?

The first thing you need to keep in mind is the fact that there are multiple options that play a role when it comes to choosing the right broadband. This is something you are going to have to keep in mind as much as possible when you are looking to make the right options here. You might like to go for regular broadband, or you may be considering fibre optic broadband options. Either way, it is important that you do what you can to make the right choices here. 

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How Can You Find the Best Deal?

You also need to look at how you can find the best possible deal for your broadband, and this means looking at the right providers. There are a lot of great ideas that you need to work on when it comes to improving your broadband options, and one of the key things to consider is finding a deal that works for you. There are a lot of things that play a part in this, and looking at package deals is something that plays a massive part in helping you achieve this. 

Do Plenty of Research

You should make sure you do plenty of research before you actually choose any options or deals. There is so much information online where you can find the best broadband reviews, and discover all you want to know about how to get the best broadband for you. Make sure you think about what it takes to find out about your deals and check out the different suppliers and providers on the market. This is something you are going to need to get right as much as you possibly can, and this is important for finding the right options for you. 

One of the key factors that is going to play a role in your move is the broadband you choose for your new home.

These are some of the key considerations you’re going to need to make when you are trying to choose the right broadband deals for you and your home. There are so many excellent benefits to getting the right broadband, and this is most definitely something you have to make sure you get right. 

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Technology

Lenovo cited for supporting gender equality

In its latest diversity and inclusion report, Lenovo reports a global employee base of over 57,000 employees, around the world, with women comprising 36 percent of the workforce. Women currently represent 18.5 percent of global executive positions within the company.

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Lenovo’s pro-equality moves… at least in the US.

Lenovo has been named  to the 2020 Bloomberg Gender Equality Index (GEI) and received a perfect score of 100 percent on the Human Rights Campaign Foundation’s 2020 Corporate Equality Index (CEI).

Lenovo is one of 325 companies across 50 industries to be featured in the Bloomberg GEI this year, which tracks the financial performance of global, committed to supporting gender equality through policy development, representation, and transparency. The reference index measures gender equality across five pillars: female leadership and talent pipeline, equal pay and gender pay parity, inclusive culture, sexual harassment policies, and pro-women brand.

Lenovo’s efforts in satisfying all the criteria for the Human Rights Campaign Foundation’s CEI earned the company the recognition as a Best Place to Work for LGBTQ Equality alongside the 100 percent ranking. The CEI showcases companies that promote LGBTQ-friendly workplace policies in the  evaluating companies based on the categories of non-discrimination policies, employment benefits, organizational competency and accountability, public commitment, and responsible citizenship.

“As the company continues to grow, we’ve been on this journey of establishing a culture of inclusivity that welcomes everyone who walks through the door at Lenovo,” says Yolanda Lee Conyers, Chief Diversity Officer and President of the Lenovo Foundation. “This recognition is proof that our infrastructure fosters the right environment for attracting and retaining the top talent that’s required to be truly innovative and to achieve our vision of providing smarter technology for all.”

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In its latest diversity and inclusion report, Lenovo reports a global employee base of over 57,000 employees, around the world, with women comprising 36 percent of the workforce. Women currently represent 18.5 percent of global executive positions within the company. Lenovo is progressing toward a goal of achieving 20 percent global women executives by the year 2020 through programs like the Women’s Leadership Development Program, dedicated to advancing high-potential females through professional development training.

Lenovo offers progressive benefits to employees, including Gender Transition Support through medical, mental health, and pharmacy policies. In 2019, Lenovo announced a new U.S.-based  LGBTQ employee resource group (ERG) “PRIDE” – Professionals Respecting Identity, Diversity and Empowerment, which recently expanded to new chapters in Latin American countries. Lenovo ERGs in the U.S. and Slovakia are regular participants in corporate and local events around LGBTQ celebrations.

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Technology

Design approach may help fix bias in artificial intelligence

An approach called feminist design thinking could serve as a valuable framework for developing software that reduces algorithmic bias in a meaningful way. In this context, the application of feminist design thinking would mean incorporating the idea of equity into the design of the algorithm itself.

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Bias in artificial intelligence (AI) and machine learning programs is well established. Researchers from North Carolina State University and Pennsylvania State University are now proposing that software developers incorporate the concept of “feminist design thinking” into their development process as a way of improving equity – particularly in the development of software used in the hiring process.

“There seem to be countless stories of ways that bias in AI is manifesting itself, and there are many thought pieces out there on what contributes to this bias,” says Fay Payton, a professor of information systems/technology and University Faculty Scholar at NC State. “Our goal here was to put forward guidelines that can be used to develop workable solutions to algorithm bias against women, African American and Latinx professions in the IT workforce.

“Too many existing hiring algorithms incorporate de facto identity markers that exclude qualified candidates because of their gender, race, ethnicity, age and so on,” says Payton, who is co-lead author of a paper on the work. “We are simply looking for equity – that job candidates be able to participate in the hiring process on an equal footing.”

Payton and her collaborators argue that an approach called feminist design thinking could serve as a valuable framework for developing software that reduces algorithmic bias in a meaningful way. In this context, the application of feminist design thinking would mean incorporating the idea of equity into the design of the algorithm itself.

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“Compounding the effects of algorithmic bias is the historical underrepresentation of women, Black and Latinx software engineers to provide novel insights regarding equitable design approaches based on their lived experiences,” says Lynette Yarger, co-lead author of the paper and an associate professor of information sciences and technology at Penn State.

“Essentially, this approach would mean developing algorithms that value inclusion and equity across gender, race and ethnicity,” Payton says. “The practical application of this is the development and implementation of a process for creating algorithms in which designers are considering an audience that includes women, that includes Black people, that includes Latinx people. Essentially, developers of all backgrounds would be called on to actively consider – and value – people who are different from themselves.

“To be clear, this is not just about doing something because it is morally correct. But we know that women, African Americans and Latinx people are under-represented in IT fields. And there is ample evidence that a diverse, inclusive workforce improves a company’s bottom line,” Payton says. “If you can do the right thing and improve your profit margin, why wouldn’t you?”

The paper, “Algorithmic equity in the hiring of underrepresented IT job candidates,” is published in the journal Online Information Review. The paper was co-authored by Bikalpa Neupane of Penn State.

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LIFESTYLE & CULTURE

It’s 2020, time to teach teens ‘safe’ sexting

This is not about encouraging sexting behaviors, any more than sex education is about encouraging teens to have sex. It simply recognizes the reality that young people are sexually curious, and some will experiment with various behaviors with or without informed guidance, and sexting is no exception.

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Photo by Cristofer Jeschke from Unsplash.com

Preaching sexual abstinence to youth was popular for a number of decades, but research repeatedly found that such educational messages fell short in their intended goals. Simply telling youth not to have sex failed to delay the initiation of sex, prevent pregnancies, or stop the spread of sexually-transmitted diseases. Since the advent of photo- and video-sharing via phones, children have received similar fear-based messages to discourage sexting – the sending or receiving of sexually explicit or sexually suggestive images (photos or video) usually via mobile devices. Unfortunately, messages of sexting abstinence don’t seem to be reducing the prevalence of adolescents sharing nudes.

Consequently, in a new paper published in the Journal of Adolescent Health, researchers from Florida Atlantic University and the University of Wisconsin-Eau Claire, say that it is time to teach youth “safe” sexting.

“The truth is that adolescents have always experimented with their sexuality, and some are now doing so via sexting,” said Sameer Hinduja, Ph.D., co-author and a professor in the School of Criminology and Criminal Justice within FAU’s College for Design and Social Inquiry, and co-director of the Cyberbullying Research Center. “We need to move beyond abstinence-only, fear-based sexting education or, worse yet, no education at all. Instead, we should give students the knowledge they need to make informed decisions when being intimate with others, something even they acknowledge is needed.”

Hinduja and co-author Justin Patchin, Ph.D., a professor of criminal justice at the University of Wisconsin-Eau Claire and co-director of the Cyberbullying Research Center, acknowledge that although participating in sexting is never 100 percent “safe” (just like engaging in sex), empowering youth with strategies to reduce possible resultant harm seems prudent.

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Hinduja and Patchin collected (unpublished) data in April 2019 from a national sample of nearly 5,000 youth between the ages of 12 and 17, and found that 14 percent had sent and 23 percent had received sexually explicit images. These figures represent an increase of 13 percent for sending and 22 percent for receiving from what they previously found in 2016.

The authors do want youth to understand that those who sext open themselves up to possible significant and long-term consequences, such as humiliation, extortion, victimization, school sanction, reputational damage, and even criminal charges. But they also want youth who are going to do it anyway to exercise wisdom and discretion to prevent avoidable fallout.

“This is not about encouraging sexting behaviors, any more than sex education is about encouraging teens to have sex,” said Hinduja. “It simply recognizes the reality that young people are sexually curious, and some will experiment with various behaviors with or without informed guidance, and sexting is no exception.”

Simply telling youth not to have sex failed to delay the initiation of sex, prevent pregnancies, or stop the spread of sexually-transmitted diseases.
Photo by Jack Sharp from Unsplash.com

Hinduja and Patchin provide suggested themes encapsulated in 10 specific, actionable messages that adults can share with adolescents in certain formal or informal contexts after weighing their developmental and sexual maturity.

  1. If someone sends you a sext, do not send it to — or show — anyone else. This could be considered nonconsensual sharing of pornography, and there are laws prohibiting it and which outline serious penalties (especially if the image portrays a minor).
  2. If you send someone a sext, make sure you know and fully trust them. “Catfishing”– where someone sets up a fictitious profile or pretends to be someone else to lure you into a fraudulent romantic relationship (and, often, to send sexts) — happens more often than you think. You can, of course, never really know if they will share it with others or post it online, but do not send photos or video to people you do not know well.
  3. Do not send images to someone who you are not certain would like to see it (make sure you receive textual consent that they are interested). Sending unsolicited explicit images to others could also lead to criminal charges.
  4. Consider boudoir pictures. Boudoir is a genre of photography that involves suggestion rather than explicitness. Instead of nudes, send photos that strategically cover the most private of private parts. They can still be intimate and flirty but lack the obvious nudity that could get you in trouble.
  5. Never include your face. Of course, this is so that images are not immediately identifiable as yours but also because certain social media sites have sophisticated facial recognition algorithms that automatically tag you in any pictures you would want to stay private.
  6. Make sure the images do not include tattoos, birthmarks, scars, or other features that could connect them to you. In addition, remove all jewelry before sharing. Also, consider your surroundings. Bedroom pictures could, for example, include wall art or furniture that others recognize.
  7. Turn your device’s location services off for all of your social media apps, make sure your photos are not automatically tagged with your location or username, and delete any meta-data digitally attached to the image.
  8. If you are being pressured or threatened to send nude photos, collect evidence when possible. Having digital evidence (such as screenshots of text messages) of any maliciousness or threats of sextortion will help law enforcement in their investigation and prosecution (if necessary) and social media sites in their flagging and deletion of accounts.
  9. Use apps that provide the capability for sent images to be automatically and securely deleted after a certain amount of time. You can never guarantee that a screenshot was not taken, nor that another device was not used to capture the image without you being notified, but using specialized apps can decrease the chance of distribution.
  10. Be sure to promptly delete any explicit photos or videos from your device. This applies to images you take of yourself and images received from someone else. Having images stored on your device increases the likelihood that someone — a parent, the police, a hacker — will find them. Possessing nude images of minors may have criminal implications. In 2015, for example, a North Carolina teen was charged with possessing child pornography, although the image on his phone was of himself.
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